Prescription Drugs Program

The prescription drugs benefit can be administered in various forms; we provide alternatives so that the prescription drugs plan desired is made accessible to the insured.

Option I

Legend Prescription drugs can be added for coverage by the medical program under the Major Medical benefit of the policy. Under this option Legend prescription drugs are reimbursed to the insured at 80% of retail cost after fulfilling with a pre-determined Major Medical deductible.

Option II

Medco is a provider of health improvement services, offering the most extensive array of healthcare resources available from any single source. We also provide health improvement programs; clinical research; data integration and analysis; mail service and online pharmacies; healthcare discount programs for uninsured and underinsured consumers. Prescription drugs are dispensed to the insured subject to the deductibles or coinsurance elected by the employer. If you'd like to learn more, access our web site at www.medco.com